Car buyers’ best cost-saving move – shop for a loan first – With the shift in the loan market, anyone looking to buy a car or refinance a loan needs smart strategies. Here are five things financial and automotive experts say will help you lock in financing.
You should refinance your car loan often, as it will save you money or help you out of a tough financial spot. This means you will probably not have a reason to refinance every month or even every few months, but instead, you could refinance your auto loan when you have a financial accomplishment – or a setback. A promotion may mean a salary bump that improves your debt-to-income ratio.
Should I refinance my car loan? close. 3. posted by. u/SoulsForGingers. 19 days ago. Should I refinance my car loan? I did the dumb young enlisted thing and bought a car with a 20% interest rate when I was 20. I had no credit history and had no cosigner. Payment is 440 a month. It’s been about 4 1/2 years and I now have a 750 credit score and I owe about 8K left on my car. Kelly Blue Book list.
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There are, of course, other reasons to refinance your auto loan. If you have shifted your checking and savings accounts to a new credit union, for instance, you may want to move your car loan as well. That’s because many institutions offer loan discounts to checking and savings customers. At MECU, we offer
Should You Refinance or Trade-In Your vehicle? july 17, 2018. Canadians who want a new loan agreement due to financial reasons or any recent changes that might impact how you manage your car loan. When it comes to new auto financing, it’s important to shop around to ensure that you’re getting the best rates available to your specific situation. refinancing can be a great option, but.
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